My Life at Current

Best Day Ever - Nov 20 2010

It has officially been one whole month since the hubby and I have moved into our new apartment and are officially on our own (again). For those of you that don’t know, we decided over a year ago to take the road less traveled and tackle our student loan debt all at once by putting every last penny into it until it disappears. This decision was made when after about 8-10 months of being married we looked at our finances and couldn’t figure out when in the world we would ever be able get better cars, a house, or even plan for a family with a minimum monthly loan payment as large as a mortgage going out of our bank account for another 8 years. This was a rough decision because we knew that some things would have to be sacrificed. We made the difficult decision to move in with friends to cut down on living expenses. After being married for only a year, who wants to share space with someone, regardless of whom they are?  I truly believe we grew closer to each other during that experience and I would never regret doing it. We started our “debt snowball” (The strategy endorsed by Finance Guru Dave Ramsey) and from December 2011 to January 2013 we were able to pay off $30,000! I know that sounds amazing, but unfortunately we both chose to attend private universities so we still have $34,000 to go. We plan to be debt free by Jan/Feb 2014 as long as everything goes as planned (we all know how that goes).  

As for living on our own again, I never really appreciated it until we didn't have it. I actually enjoy cleaning our new apartment because I take so much ownership in it for being “just ours”. I truly admire those who either have chosen or, due to difficult circumstances, have no choice but to live in a multi-family location. It is truly a time of compromise and learning but I would have had it no other way!  

Speaking of cleaning, I have developed this great weekly cleaning routine that, like I said, I truly enjoy. I am sure this is nothing new to you schedule-oriented avid cleaners out there, but I focus on a different aspect every day. And on the days that I know I will be too busy or just don’t want to do anything, I don’t have to!

Sunday: Kitchen

Monday: Laundry

Tuesday: Floors

Wednesday: too busy

Thursday: Dust

 Friday: who wants to clean on Fridays??

Saturday: Restroom

I love it! And I get everything covered in an entire week and I start it again the next week. Many times the hubby will get some of the stuff done during the weekend and I won’t even have to do anything! Also, every morning I have about 30 minutes to spare before I go to work, so I make sure EVERY DAY that all is picked up and ready to be “lived in” when we both get home from work. It’s such a nice feeling to come home to a clean house. J

Well, you've experienced a part of me in a nutshell. I am thoroughly grateful that you stopped by to see what I have to say.

That’s My Life at Current