We do not plan to ever go back into debt other than maybe for a 15-yr mortgage in which we plan on saving at least 25% to put down on a house before we ever even buy.
We are excited for what is to come as we now start saving for cars (to pay in cash) and then a house.
We decided at the beginning of year 2 in marriage that it would be worth it to make sacrifices early in life than later and we are so excited now to actually keep our money and use it for our present and future instead of our past.
If you have been following our story, you should probably know we have been following the Dave Ramsey plan. One part of his plan when starting out is to wipe out your savings account, except for $1,000 for emergencies and pay off a big chunk of your debt up front. Though skeptical, we decided to follow through and we are proud to say we never one time had to delve into that money for any reason whatsoever.
We are now on baby step #3!!!
We plan on officially celebrating by going on a cruise to the Caribbean in November but until then we are able to loosen our belt slightly.
Thank you to everyone for all your support and encouragement and hopefully we have been able to inspire others :)
And that's our life at current!
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